---
title: "The FIDx Five: Ain’t Got Nothin’ But Work Four Days a Week"
description: The latest edition of The FIDx Five, features industry insights on annuities, retirement, and fintech.
---

[Resources ](https://fidx.io/resources)

# [The FIDx Five: Ain’t Got Nothin’ But Work Four Days a Week](https://fidx.io/resources/the-fidx-five-25-edition)

 Written by [FIDx](https://fidx.io/resources/author/fidx) | Mar 3, 2023 2:00:00 PM

#### Retirement, Annuity, & Fintech Insights 

Could a shorter work week help older workers better transition into retirement? See why future retirees and companies could both benefit from a shift and then stick around for four other stories from the past week.

In the Workplace… for a Little Longer  
A recent pilot program of a four-day workweek in the UK showed sick and PTO days dropped 65%. Some believe the [benefits could change retirement by keeping older workers to stay in the game](https://fortune.com/2023/03/02/four-day-workweek-could-help-older-workers-retire/) longer. 

Source: Fortune, “A 4-day workweek could be the key to helping older workers transition into retirement,” 3/2/23

An Era of Product Change  
Thanks to higher interest rates, the annuity industry is ramping up innovating products. There’s [a flood of new changes](https://www.lifeannuityspecialist.com/c/3957284/513124/rates_rise_innovation_changes_sweep_through_annuities) rolling out.

Source: Life Annuity Specialist, “As Rates Rise, Innovation and Changes Sweep Through Annuities,”3/1/23

No Retirement for Many  
Many Americans are unfortunately living for now—and need help. According to US Census Bureau, [50% of women and 47% of men in America have no retirement savings.](https://www.cbsnews.com/news/millions-of-americans-nearing-retirement-age-no-savings/)

Source: CBS News, “Millions of Americans nearing retirement age with no savings,” 3/1/23

ESG: The First Veto  
The US Senate overturned an ESG investing rule for fiduciary retirement fund managers from the Labor Department. [Will the 50-46 vote be vetoed by President Biden?](https://www.cnbc.com/2023/03/01/esg-bill-senate-vote-on-overturning-federal-rule-on-esg-investments.html)

Source: CNBC, “Senate overturns federal rule on ESG investments, Biden vows to veto,” 3/1/23

A Default Retirement Option?  
The Insured Retirement Institute (IRI) has created a blueprint to help get more annuities into retirement accounts. [Here’s a breakdown of what the trade group is talking about.](https://www.thinkadvisor.com/2023/02/28/3-annuity-rule-changes-on-iris-new-wish-list/)

Source: Think Advisor, “3 Annuity Rule Changes on IRI's New Wish List,”2/28/23

*Featured articles may need subscriptions from their respective sites. *

Fiduciary Exchange LLC (FIDx) is a technology firm offering solutions that connect the brokerage, insurance, and advisory ecosystems. FIDx does not provide any advice or make any recommendations with respect to any insurance or other financial products and does not solicit, offer or sell any insurance or other financial products. Financial professional use only. © 2023 Fiduciary Exchange LLC. All rights reserved.

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