---
title: "The FIDx Five: Big Win for Annuities"
description: The latest edition of The FIDx Five, features industry insights on annuities, retirement, and fintech.
---

[Resources ](https://fidx.io/resources)

# [The FIDx Five: Big Win for Annuities](https://fidx.io/resources/the-fidx-five-48-edition)

 Written by [FIDx](https://fidx.io/resources/author/fidx) | Oct 13, 2023 5:30:00 PM

#### Retirement, Annuity, & Fintech Insights 

In a pivotal decision, the Fed opts for the Building Block Approach, a move that helps the U.S. annuity market. Discover more about that and four other stories in this edition of "The FIDx Five."

**Fed's U.S. First Approach  
**The Fed chooses U.S. standards over international ones, [giving annuity issuers a leg up](https://www.thinkadvisor.com/2023/10/12/fed-sets-annuity-friendly-capital-rules-for-insurers-it-regulates/).

Source: Think Advisor, "Fed Sets Annuity-Friendly Capital Rules for Insurers It Regulates," 10/12/23

From "Reality Bites" to Retirement Reality  
Born after boomers but before millennials, [Gen Xers face unique challenges](https://www.cnbc.com/2023/10/12/why-generation-x-is-falling-behind-on-retirement-savings.html) in saving for the golden years.

Source: CNBC, "Reality does bite: Why Generation X is falling behind on retirement savings," 10/12/23

From Chatbots to Claims: AI's Insurance Evolution  
As more insurance executives [delve into AI's potential](https://www.lifeannuityspecialist.com/c/4279364/552424/insurance_executives_moving_fast_deploy), a new era of efficiency, customer service, and reimagined job roles emerges.

Source: Life Annuity Specialist, "Insurance Executives Are Moving Fast to Deploy New AI," 10/13/23

Rethinking Retirement Residences  
In a shifting housing market, [retirees find that moving to a smaller abode](https://www.wsj.com/personal-finance/retirement-downsizing-home-mortgage-rates-b27a15bd) may not always translate into savings.

Source: The Wall Street Journal, "Downsizing Your Home Isn’t the Money Move It Used to Be," 10/10/23

SECURE 2.0 & Charitable Gift Annuities  
The SECURE 2.0 changes bring a fresh avenue for retirees, [allowing them to utilize their QCDs](https://www.thestreet.com/retirement-daily/saving-investing-for-retirement/secure-2-0-expands-qcds-to-include-charitable-gift-annuities) in funding charitable gift annuities.

Source: TheStreet, "SECURE 2.0 Expands Qualified Charitable Distributions To Include Charitable Gift Annuities," 10/13/23

*Featured articles may need subscriptions from their respective sites. *

Fiduciary Exchange LLC (FIDx) is a technology firm offering solutions that connect the brokerage, insurance, and advisory ecosystems. FIDx does not provide any advice or make any recommendations with respect to any insurance or other financial products and does not solicit, offer or sell any insurance or other financial products. Financial professional use only. © 2023 Fiduciary Exchange LLC. All rights reserved.

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