The FIDx Five: Navigating Growth and Protection

Retirement, Annuity, & Fintech Insights 

Finding the optimal balance in an annuity is a sophisticated game of trade-offs. Explore this delicate dynamic and then dive into four other compelling stories in this edition of “The FIDx Five.”

Unraveling the Structured Annuity Puzzle
Some investors are leaning toward longer-term structured annuities, aiming to minimize negative returns and balance growth potential.

Source: Think Advisor, “A Counterintuitive Annuity Strategy That Can Reduce Risk,” 08/09/23

The Next Frontier: Annuities and 401(k)s
Investment experts weigh in on the potential benefits and challenges of incorporating annuities into 401(k) plans, and what it means for the future of retirement security.

Source: Investment News, “Will adding annuities to 401(k) plans alleviate the retirement crisis?” 08/02/23

Public Sector Retirees Struggle
Government workers are facing unforeseen difficulties when they leave their jobs.

Source: PLANSPONSOR, “Government Workers Leaving Jobs Face Setbacks When Saving for Retirement,” 08/07/23

Decoding the '1035 Exchange'
How can this financial tool be leveraged for maximizing investment efficiency?

Source: Financial Advisor, “The Ins And Outs Of The '1035 Exchange,'” 08/04/23

The Unattainable Dream? 
A new report sheds light on the increasing sentiment among Americans that retirement is an impossible goal.

Source: The Hill, “More Americans say they can never retire,” 08/04/23

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