The FIDx Five: From Lump Sum to Lifetime Income

Retirement, Annuity, & Fintech Insights 

BlackRock shakes up retirement planning by automatically enrolling its employees in a TDF with a guaranteed lifetime income feature. Discover more about that development and the four other stories in this edition of "The FIDx Five."

Annuity-laced 401(k)s
Could BlackRock’s move be the spark that ignites a guaranteed income revolution in retirement plans?

Source: The Wall Street Journal, "BlackRock Makes New Funds Embedded With Annuities the Default for Its 401(k)," 01/13/2025

RILAs Will Still Be King of the Annuity Hill
LIMRA's latest forecast predicts that RILAs will continue to dominate the annuity market in 2025.

Source: ThinkAdvisor, "RILAs Will Still Be King of the Annuity Hill, LIMRA Predicts," 01/13/2025

What's Ahead for 2025?
The outlook for life insurance and annuity sales is bright, with strong growth projected for 2025.

Source: InsuranceNewsNet, "Life Insurance and Annuity Sales: What's Ahead for 2025?," 01/10/2025

TDFs With Annuity Options Set to Proliferate

Target Date Funds are getting an upgrade. 

Source: PlanAdviser, "TDFs With Annuity Options Set to Proliferate," 01/14/2025

ESG in Retirement Plan Ruled Illegal
A U.S. judge's ruling raises critical questions about fiduciary duty and whether ESG principles align with maximizing returns for retirement plan participants.

Source: Reuters, "American Airlines' focus on ESG in retirement plan is illegal, US judge rules," 01/10/2025

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